Buying a home is sometimes a complex undertaking. Hiring me, a real estate professional, will help save you time and money. Together, we will determine your needs and wants and find or sell your home.  I promise to make your real estate experience stress-free and agreeable. I possess a wide range of real estate experience and guarantee to find or sell your home in a timely and professional manner. I will make sure that you get the most out of your next real estate transaction by taking advantage of cutting edge technology, products and services. 

Over the past several months, I have been asked many times what I think of today's market.  For myself, I like this market.  It allows my services to be more valuable to my clients than at any other time in the past several years.  Whether buying or selling real estate my services can make the difference.  When listing a sellers home, the staging, pricing, and marketing will make the difference between a Sold sign and a For Sale sign.  For my buyers it is extremely important to shop, and purchase smartly in todays market.  The tools and resources of a professional Realtor will mean tousands of dollars for many real estate buyers.

Call Dwight Puntigan at 636-219-6242, or 636-946-7273.

Short Sales

Do not allow your house to be foreclosed on.

Your lender will normally require your house to be listed. 

The following documents will be needed.

• Last Two Paycheck Stubs for each borrower
• Last Filed Tax Return for each borrower
• Last Two Bank Statements
• Hardship Letter - an informal letter explaining why you are unable to make your payments and why you must sell your home
  (Examples: Divorce, Lost Job, Job Transferred, Family Grew)
• Statements from any non-retirement savings / investment accounts
• Personal Financial Statement (ask us for this form)
• Short Sale Authorization - form that allows us to try to procure a short sale approval on your behalf (ask us for this form)

Selling Your Home: Where to Begin?

First Impressions Remember what first attracted you to your house when you bought it? What excited you about it most? When deciding how best to present your home for sale, it is helpful to try to get back into that buyer’s frame of mind. A spruced-up house makes a great first impression on potential buyers. An attractive property grabs their attention and makes them excited about finding a house that looks and feels well cared for. Because buyers believe they’ll encounter fewer problems if they buy it, your house becomes more appealing and stands out from the competition. So if you prepare your home correctly, you’ll save time selling it when it’s on the market. A good first impression makes an impact on a number of levels. It’s not just the way your house looks to potential buyers, but how it feels and smells to them, how their friends and family will react, how they imagine it would be to live there. With simple improvements throughout your house, you can grab the attention of potential buyers and help them see why your house is right for them. Plan Ahead Create a plan to enhance your property. Keep a notebook, and as you stroll through your home and yard, make a list of what needs to be done. Consider what your property looks like to people driving by or walking through your door. What will they like or dislike? What needs fixing, painting, cleaning? What can you improve? Whether you paint your house or fix up the yard, your efforts don’t need to be costly; even inexpensive improvements and minor repairs go far towards attracting serious buyers. But remember, those seemingly insignificant problems you’ve learned to live with can actually discourage potential buyers.   Here are some ideas for increasing your home’s appeal in order to sell it quickly at the best price: Interior Clean Everything Buyers expect a spotless house, inside and out, so clean everything, especially your windows and window sills. Scrub walls and floors, tile and ceilings, cupboards and drawers, kitchen and bathrooms. Wash scuff marks from doors and entryways, clean light fixtures and the fireplace. Don’t forget the laundry room. And put away your clothes. Cut the Clutter People are turned off by rooms that look and feel cluttered. Remember, potential buyers are buying your house, not your furniture, so help them picture themselves and their possessions in your home by making your rooms feel large, light, neutral, and airy. As you clean, pack away your personal items, such as pictures, valuables, and collectibles, and store or get rid of surplus books, magazines, videotapes, extra furniture, rugs, blankets, etc. Consider renting a storage unit to eliminate clutter in your garage and attic. It’s hard to get rid of possessions, but cleaning and clearing out the clutter can really pay off in the end. Packing away your clutter also gets you started packing for your next move. Make your garage and basement as tidy as the rest of your house. Simple little tasks such as storing your tools and neatly rolling up your garden hose suggest that you take good care of your house. Don’t let anything detract from making your best first impression. Closets They’re an important consideration to many buyers. By storing clothing you won’t use soon, you’ll make closets look more spacious. Paint A new coat of paint cleans up your living space and makes it look bright and new. To make rooms look larger, choose light, neutral colors that will appeal to the most people possible, such as beige or white. Carpet Check its condition. If it’s worn, consider replacing it. It’s an easy and affordable way to help sell your home faster. Again, light, neutral colors, such as beige, are best. If you don’t replace it, you can suggest to potential buyers that they could select new carpet and you’ll reduce your price; buyers like to hear they’re getting a deal. At the very least, have your carpet cleaned. Repairs and Renovations It’s best to avoid making major renovations just to sell the house since you’re unlikely to recoup those costs in your selling price. Make minor repairs to items such as leaky faucets, slow drains, torn screens, damaged gutters, loose doorknobs, and broken windows. Make sure repairs are well done; buyers won’t take you seriously if your home improvement efforts look messy, shoddy, or amateurish. Leaks and Moisture Water stains on ceilings or in the basement alert buyers to potential problems. Don’t try to cosmetically cover up stains caused by leaks. If you’ve fixed the water problem, repair the damage and disclose in writing to the buyer what repairs were made. Exterior Curb Appeal The "Wow" factor — that first visual, high-impact impression your home makes on potential buyers — can turn a looker into a buyer. To determine your property’s curb appeal, drive through your neighborhood and note other properties; then approach your own house as if you were a potential buyer. How does it look? Does it "wow" you? Will its curb appeal attract buyers? Note what needs improving, such as trimming trees, planting shrubs, or painting gutters. Little things convey that you’ve cared for your home, and this is your opportunity to sell that important message to buyers who are shopping from the street, simply cruising neighborhoods looking for houses for sale. To get them through your door, do what you can to make your property look like someone’s dream home. Paint/Stain If it’s peeling or blistering and you can’t remember the last time you painted it, your house needs some attention. That also goes for stain that is significantly faded. A newly painted or stained exterior will help sell your house faster, and whether you do it yourself or hire someone, you’ll also increase your home’s value. In the Yard Grab people’s attention by enhancing your yard and landscaping. If your house looks inviting and well-maintained from the street, people will imagine that it’s attractive on the inside, too.   Prune bushes and hedges; trim trees. Keep your lawn looking healthy and green by mowing it often, fertilizing it, and keeping it edged and trimmed. Clean up and dispose of pet mess. Weed your gardens; add fertilizer and mulch and plant colorful flowers. In winter, keep your driveway and sidewalks shoveled, de-iced, and well-lit. Stack firewood, clean out birdbaths, repair and paint fences. The Front Door An attractive entry catches a buyer’s eye and says, "Welcome," so highlight this area of your house with decorative touches, such as a wreath on the door or new shrubs and flowers around the steps. For an even grander entry, clean and paint your front door, or replace it with a new one for a few hundred dollars. Don’t forget to fix and polish doorknobs, repair torn screens, and then put out that new welcome mat.   Cleaning and Maintenance Checklist:   Windows, sills, and screens Walls and floor Tile Ceilings Cupboards and drawers Kitchen Bathrooms Light fixtures Ceiling fans Carpet and rugs Mirrors Garage Attic Basement Laundry room Yard Gutters Replace furnace filter Dust furniture, TV and computer screens Closets Remove clutter Pack personal items Repair   Leaky faucets and plumbing Torn screens Slow drains Gutters Loose doorknobs Deck boards Broken windows Electrical fixtures Water stain damage Broken appliances Damaged walls and ceilings Worn carpet and rugs Damaged sidewalks and steps Improvements   Stain or paint deck Store tools Roll up garden hose Paint or stain exterior Prune bushes and hedges Trim trees Mow lawn, fertilize, edge, and trim Weed gardens, plant flowers Shovel driveways, de-ice Stack firewood Clean out birdbaths Caulk windows and doors Repair and paint fences Seal asphalt driveway Make sure doors close properly Enhance entryway Replace welcome mat   These elements are no secret – selling anything is about presenting it as favorably as possible, and a home is no exception.  With the right Realtor® and the right presentation, you may find that selling your home is a painless, quick, profitable process!

River City Real Estate

1014 Country Club Road

St. Charles, Mo.  63303

Contact:  Dwight Puntigan at 636-219-6242

email:  dpuntiga@charter.net

Moving Boxes

Moving Supplies

1D26E6D3C9CB3B1BC062C84758151689